Navayatrace
How It Works Services Why Us FAQ Free Consultation
Unclaimed Assets Recovery Specialists

Your Lost Assets,
Found & Returned.

Millions in unclaimed assets sit waiting every year. Navayatrace helps individuals and families recover what's rightfully theirs — simply, honestly, and with care.

Book a Free Consultation How It Works
900+Client Folios Managed
₹300 Cr+Recovered by Our Team
100%No Recovery, No Fee
Registered Company · Navayatrace Solutions Pvt. Ltd.
Zero Upfront Fee · Pay only after recovery
100% Confidential · Documents never shared
Fully Remote · No travel needed, anywhere in India or abroad
Official Portals · IEPF · RBI · SEBI · EPFO
Our Process

Simple steps to reclaim
what's yours

We handle the complex paperwork and government processes so you don't have to.

01

Free Consultation

Book a call with our team. Tell us about yourself and we'll search for any assets in your name at no cost — no obligation.

02

Asset Identification

We conduct thorough searches across banks, insurance, EPFO, IEPF, and government registries to locate all unclaimed assets.

03

Documentation

Our experts prepare and file all required claims and paperwork with the relevant authorities entirely on your behalf.

04

Recovery & Transfer

The relevant authority — IEPF, RBI, your insurer, or EPFO — transfers funds directly into your account. Our fee is charged only after you confirm receipt.

Your money goes directly to your account — always

Recovered funds are transferred by the government authority (MCA / IEPF, RBI, IRDAI, or EPFO) straight into your registered bank account or demat. Navayatrace never holds, routes, or has access to your money at any point in the process.

What We Recover

Our Recovery Services

We specialize in all categories of unclaimed assets across India's financial ecosystem.

Unclaimed Bank Deposits

Dormant savings accounts, fixed deposits, and balances transferred to RBI's Depositor Education and Awareness Fund.

IEPF Shares & Dividends

Unclaimed dividends and shares transferred to the Investor Education and Protection Fund by listed companies.

Insurance Maturity Claims

Matured life insurance policies, unclaimed death benefits, and lapsed policy refunds across LIC and private insurers.

PF & Gratuity Recovery

Unclaimed Provident Fund balances from old employers, gratuity dues, and pension amounts from EPFO.

Inheritance & Estate

Assisting legal heirs and nominees in claiming assets of deceased family members through proper succession.

Why Navayatrace

Built on expertise,
guided by integrity

No Recovery, No Fee

We only charge you after successfully recovering your assets. Zero upfront cost.

Expert Team

Our specialists have in-depth knowledge of SEBI, RBI, EPFO, and IEPF regulations.

End-to-End Support

From identifying assets to transferring funds, we handle everything for you.

Completely Transparent

Regular updates and clear communication at every step of the recovery process.

Nationwide Service

We serve clients across all states in India. All processes handled remotely.

Strict Confidentiality

Your personal and financial information is handled with the utmost privacy.

Recovery Methodology

Our operating principles

In a space with bad actors, we've built our process around a single idea: you should never have to trust us blindly. Every commitment below is structural — not just a promise.

1

₹0 until you receive

No fee is charged until the recovered amount has been transferred into your bank account or demat. If we don't recover, you owe nothing — not even for expenses or effort.

2

Your money never passes through us

Recovered funds move from the government authority — IEPF, RBI, your insurer, EPFO — directly into your account. Navayatrace handles the paperwork, not the money.

3

We never ask for passwords or OTPs

Our entire process uses legally authorised documentation. We never need access to your online accounts. If anyone claiming to represent us asks for login credentials, treat it as fraud.

4

Our identity is public and verifiable

Navayatrace Solutions Private Limited is a registered company under the MCA. Our CIN, registered address, and founders' professional profiles are independently verifiable.

Know the warning signs of recovery fraud

The unclaimed-asset space has bad actors. Protect yourself — any legitimate firm should raise none of these flags:

Upfront fees demanded Requests for OTP or passwords No verifiable company registration Pressure to decide immediately Money routed through a third party
Client Stories

Families who found
what was theirs

Real experiences from clients who trusted us with their most important financial recoveries.

"
★★★★★

My father had shares in two companies that had gone to IEPF years ago. I'm based in Sydney, so I had no clarity on how to proceed. The Navayatrace team helped us prepare the full documentation set and coordinated with the RTA for submission. During the process, they also identified additional unclaimed shares in Britannia Ltd that we were not even aware of. That was a big surprise. The entire experience felt structured and professional.

"
★★★★★

We were aware of some old Tata shares in the family, but didn't know the actual status. The team helped us verify everything, prepare the documents, and coordinate with the registrar properly. They also helped us identify a few additional unclaimed entries linked to the same folio. The process was explained clearly, and timelines were realistic. Overall, it felt well managed.

"
★★★★★

I had been postponing my mother's IEPF claim for a long time because I assumed it would be complicated. When I spoke to Navayatrace, they broke the process down simply and handled the documentation and submission coordination. What stood out was that they didn't just work on what I told them — they also checked for any other linked assets and guided us accordingly. It made the whole exercise much easier.

Credibility Indicators

Working within India's official
financial recovery framework

Every claim we file goes through the official portals of India's regulatory authorities. We do not operate outside established legal channels — ever.

Official portals we file through
SEBI Securities Regulator
MCA / IEPF Shares & Dividends
RBI Bank Deposits
EPFO PF & Gratuity
IRDAI Insurance Claims
Link Intime RTA
KFintech RTA
900+
Folios across our team's careers
₹300 Cr+
Recovered by our team
6
Asset categories handled
24 hr
Response time commitment

Stats reflect combined professional experience of the Navayatrace founding team. Individual results vary by case complexity and asset type.

You may have assets waiting for you

It costs nothing to find out. Book a free consultation today.

Get Started — It's Free
The Team

Meet Our Founders

A team with deep domain expertise in financial markets, compliance, and client service — united by a mission to help families reclaim what is rightfully theirs.

BK

Biswajeet Khuntia

Founder & CEO

A financial markets professional with hands-on experience across SEBI-regulated environments, investor relations, and compliance-driven operations. Biswajeet built Navayatrace to bridge the gap between rightful owners and their forgotten assets — combining regulatory knowledge with a systematic recovery process that works for individuals, NRIs, and legal heirs alike.

SEBI Compliance Investor Relations Financial Markets
CM

Charchika Mishra

Co-Founder — Data & Compliance

Oversees data integrity, regulatory compliance, and documentation accuracy across all recovery cases.

Regulatory Compliance Data Integrity
UJ

Ujjawal Katre

Co-Founder — Business Development

Drives partnerships, outreach, and client acquisition to help more families discover their unclaimed assets.

Client Acquisition Partnerships
PG

Parag Wanve

Co-Founder — Operation & Revenue

Manages end-to-end operations, process efficiency, and revenue delivery for every client engagement.

Operations Process Management
Common Questions

Frequently Asked Questions

How do I know if I have unclaimed assets? +
Many people are unaware of unclaimed assets. These could be old bank accounts, forgotten FDs, shares from former employers, matured insurance policies, or PF balances. Our initial consultation is free — we'll search on your behalf.
How much do you charge? +
We work on a success fee model — you pay nothing upfront. We only charge a percentage of the recovered amount, and only after the money is in your hands. There are no hidden fees.
How long does the recovery process take? +
It depends on the type and complexity of the claim. Bank deposits can take 2–8 weeks, IEPF claims typically take 3–6 months, and insurance claims vary. We'll give you a realistic timeline after the initial assessment.
Can I claim assets on behalf of a deceased family member? +
Yes. Legal heirs and nominees can claim unclaimed assets of deceased individuals. We guide you through the entire legal succession and documentation process, including legal-heir certificates and succession documentation where required.
Is my personal information safe with you? +
Absolutely. We treat all client information with strict confidentiality. Your data is only used to facilitate the recovery process and is never shared with third parties. See our Security section below for a full breakdown of how documents are handled.
How do I know Navayatrace is legitimate and not a scam? +
Navayatrace Solutions Private Limited is a registered company under the Ministry of Corporate Affairs. We never charge upfront fees, never ask for passwords or OTPs, and recovered funds always go directly from the authority to your account — never via us. You can verify our company registration, our founders' identities on LinkedIn, and our registered Mumbai office. If you have any doubts, we encourage you to verify independently before sharing anything.
I am an NRI. Can I recover assets in India without travelling? +
Yes — our process is fully remote. We have assisted NRI clients across Australia, the UK, the UAE, and North America. Documents can be submitted digitally or via courier. We coordinate with RTAs, banks, and government portals on your behalf. A Power of Attorney is sometimes required for certain claim types, which we will guide you through if necessary.
Data & Document Security

Your documents.
Your privacy. Protected.

Recovery requires sharing sensitive documents. Here is exactly how we handle, store, and protect everything you share with us.

Secure document collection

Documents are collected via encrypted communication channels only. We do not accept sensitive files via unsecured public platforms or unverified email addresses.

Strict need-to-know access

Only the case manager assigned to your file can access your documents. There is no broad internal sharing — your information is never visible to team members not working on your recovery.

Full confidentiality commitment

We do not share, sell, transfer, or disclose your personal or financial information to any third party — ever. Documents are used solely and exclusively to file your claim with the relevant authority.

Post-recovery data deletion

Once your recovery is complete and you have confirmed receipt of funds, we will securely delete all your personal documents from our systems upon request. Your data does not sit with us indefinitely.

Get In Touch

Book a Free Consultation

We're here to help you recover what's yours

Fill out the form and our team will reach out within 24 hours to schedule your free consultation call. No pressure, no commitment.

Hours Mon – Sat, 9:00 AM – 6:00 PM IST
Address Gate No 2, Plant No. 6, LBS Marg,
Opp. Vikhroli Bus Depot,
Vikhroli West, Mumbai – 400079

Tell us about yourself

Our team reviews every enquiry personally and responds within one business day.

🔒 Your information is 100% confidential and never shared.

We've received your enquiry

Thank you for reaching out. A member of our team will call you within 24 hours to schedule your free consultation.

  • No payment or commitment required
  • We'll search for assets in your name for free
  • Your documents and information remain 100% confidential